We are the architects for

your financial future

Our unbiased fee-based financial planning aligns us with your long-term goals

At Baystate Financial, we create blueprints for your financial future. Our team can guide you through every aspect of building your wealth and help you insure your security. We are a one point contact for all your financial needs, working with brokers, lawyers and agents for you.

We are the architects for your financial future

Our unbiased fee-based financial planning aligns us with your long-term goals

At Baystate Financial, we create blueprints for your financial future. Our team can guide you through every aspect of building your wealth and help you insure your security. We are a one point contact for all your financial needs, working with brokers, lawyers and agents for you.

Why you should choose

Vincenzo Garganese

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We Serve Individuals,
Families & Businesses

Our advisory team works with anyone needing financial advice. We help individuals, families, and businesses to achieve their short and long-term financial goals.

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Knowledgeable Staff of
Problem Solvers

Our team has experience in all sectors of financial management. We have the experience and knowledge to navigate the financial world for you, and find innovative solutions.

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Wide Range of
Financial Products

We are a one point contact for all your financial needs. Our advisory team helps with wealth management, retirement, tax strategies, estate planning, insurance, and more.

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Secure, User-Friendly Technology

Our secure web-based programs are easy for our clients to use. With our user-friendly online client portal, you get safe, reliable, 24/7 access to your account from anywhere.

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FINRA's
Brokercheck

BrokerCheck helps you make sure you are working with a licensed, reputable broker. To check our brokers, click this link:

https://brokercheck.finra.org/

Fee-Based Financial Planning

We are your one-point contact advisory team for all your financial planning needs. Using a comprehensive, fee-based approach, we are able to understand your wants and needs. This allows us to construct a unique blueprint to build your financial dream home. Our advisory team has experience working in all fields of financial planning and can put together the best comprehensive plan for you.

About Fee-Based Financial Planning

Retirement Planning

It is never too early to start planning for your future. We work with those who are inspired to change their financial outlook and desire to maximize their situation. By starting your retirement planning now, you begin maximizing your wealth while protecting your future. As your wealth grows, you will have the financial foundation to build on. When you sit down with us for a consultation, we will work with you to determine your goals for the future. These will depend on your age, family situation, and desired lifestyle. The future is now—start planning!

About Retirement Planning

Wealth Management

As you acquire wealth over the course of your life, it is important to protect and grow that wealth. Protecting wealth includes services like insurance, wills, and tax management. Wealth growth includes investments, stocks, bonds, and more. We are an all-in-one advisory team. We handle all the different facets of your wealth management. We work with accountants, banks, brokers, and attorneys to achieve your asset management goals for the future.

About Wealth Management

Insurance Consulting

Nobody likes to think about potential tragedies or catastrophes, but it is important to protect against them. Insurance is an important way to make sure that you and your family will have financial security no matter what happens. We work with brokers to get you life, disability, and long-term care insurance. We are not captive insurance agents, so we can get you the best available insurance for your needs. Protect your family’s future with our team.

  • Life Insurance
  • Disability Income Insurance
  • Long Term Care Insurance
About Insurance Consultant

Estate Planning

Estate planning is more than just a will. There are many considerations like trusts, tax strategies, and business transfers. Our experienced team can walk you through all the options, and build a plan that is right for you. We consult with you to determine your goals, and then go to work making sure your estate is in order. Work with us and get peace of mind for you and your family.

About Estate Planning

Business Succession Planning

The transfer of a business is a complicated financial transaction. Whether your business is being sold or passed down, we can help make the transition smooth. When you are selling your business, we will work to get you the most out of the sale, while minimizing taxes. When passing a business down, we will make sure that the transition is done efficiently. Our team knows the ins and outs of business succession.

About Business Succession Planning

Fee-Based Business Consulting

Our team advises businesses as well as individuals and families. Our fee-based business planning allows us to work with a wide variety of different agencies to provide your business with a solid financial foundation. Business financial planning involves protecting your assets, growing your equity, tax management, and succession planning. Business finances can be a minefield. Our experienced advisory team can guide you through it.

About Fee-Based Business Consulting

Helping People Create Sound


Financial


Solutions For Their Retirement Assets

Complimentary Consultation

Helping People Create Sound Financial Solutions For Their Retirement Assets

Complimentary Consultation